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  <!-- Home / PAYE Calculator -->
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  <!-- Self Employment Calculator -->
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    <loc>https://simpletaxcalc.co.uk/self-employment</loc>
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  <!-- Investments Calculator -->
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    <lastmod>2026-03-17</lastmod>
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  <!-- IR35 Assessment -->
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    <loc>https://simpletaxcalc.co.uk/ir35</loc>
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  <!-- Comparison Tool -->
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  <!-- Salary Optimizer -->
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    <loc>https://simpletaxcalc.co.uk/optimizer</loc>
    <lastmod>2026-03-17</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
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  <!-- Planning Tools -->
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    <loc>https://simpletaxcalc.co.uk/planning</loc>
    <lastmod>2026-03-17</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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  <!-- Privacy Policy -->
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    <loc>https://simpletaxcalc.co.uk/privacy-policy</loc>
    <lastmod>2026-03-17</lastmod>
    <changefreq>yearly</changefreq>
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  <!-- Contact Us -->
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    <loc>https://simpletaxcalc.co.uk/contact</loc>
    <lastmod>2026-03-17</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
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